Most move-in ready homes on the market are eligible for the Divvy program, but there are also some specific eligibility criteria.
Maximum & minimum purchase prices by metro:
| Metro Area | Price Range | Minimum Monthly Payment |
| Cleveland | $60 - 300K | $850 |
| Memphis | $60 - 300K | $850 |
| St. Louis | $60 - 300K | $850 |
| Cincinnati | $60 - 300K | $850 |
| San Antonio | $100 - 350K | $1,200 |
| Phoenix | $100 - 350K | $1,200 |
| Atlanta | $100 - 350K | $1,200 |
| Dallas | $100 - 350K | $1,300 |
| Tampa | $100 - 350K | $1,300 |
| Jacksonville | $100 - 350K | $1,200 |
| Orlando | $100 - 350K | $1,200 |
| Houston | $100 - 350K | $1,200 |
| Minneapolis | $100 - 400K | $1,200 |
| Denver | $150 - 450K | $1,750 |
| Ft. Lauderdale | $150 - 400K | $2,000 |
| Miami | $150 - 400K | $2,000 |
Type of home:
- Single-family and townhomes are great for Divvy
- The home’s deed must be “Fee Simple” (includes land ownership)
Size of the home:
- There are no limits or restrictions on the square footage of the home
- There is an acreage restriction of up to 2 acres of land
Condition of the home:
We want your home to be in great condition before you move in. When home shopping, there are a few warning signs that a home may not be in the best condition and wouldn't pass Divvy’s inspection. Look out for some tell-tale warning signs on the listing:
- “Sold As-Is”
- “Fixer-Upper”
- “Not Habitable”
- Home has less than 10 photos
Ineligible home types:
- Condos
- Foreclosures
- Pre-foreclosures
- Short sales
- Bank-owned / county-owned
- Fannie / Freddie-owned
- Assignee contracts from wholesalers
- Manufactured or mobile homes
As always, if you have a question reach out to your Divvy Advisor.