Most move-in ready homes on the market are eligible for the Divvy program, but there are also some specific eligibility criteria.
Maximum & minimum purchase prices by metro:
| Metro Area | Price Range | Minimum Monthly Payment |
| Cleveland | $60 - 300K | $850 |
| Memphis | $60 - 325K | $850 |
| St. Louis | $60 - 300K | $850 |
| Cincinnati | $70 - 300K | $850 |
| San Antonio | $120 - 325K | $1,200 |
| Houston | $140 - 375K | $1,200 |
| Atlanta | $130 - 400K | $1,200 |
| Jacksonville | $80 - 400K | $1,200 |
| Tampa | $140 - 375K | $1,300 |
| Dallas | $150 - 400K | $1,300 |
| Minneapolis | $180 - 475K | $1,200 |
| Orlando | $150 - 400K | $1,200 |
| Phoenix | $150 - 475K | $1,400 |
| Ft. Lauderdale | $190 - 475K | $2,200 |
| Miami | $250 - 500K | $2,200 |
| Denver | $150 - 550K | $2,350 |
Type of home:
- Single-family and townhomes are great for Divvy
- The home’s deed must be “Fee Simple” (includes land ownership)
Size of the home:
- There are no limits or restrictions on the square footage of the home
- There is an acreage restriction of up to 2 acres of land
Condition of the home:
We want your home to be in great condition before you move in. When home shopping, there are a few warning signs that a home may not be in the best condition and wouldn't pass Divvy’s inspection. Look out for some tell-tale warning signs on the listing:
- “Sold As-Is”
- “Fixer-Upper”
- “Not Habitable”
- Home has less than 10 photos
Ineligible home types:
- Condos
- Foreclosures
- Pre-foreclosures
- Short sales
- Bank-owned / county-owned
- Fannie / Freddie-owned
- Assignee contracts from wholesalers
- Manufactured or mobile homes
- Age Restricted Communities
- Homes on unpaved roads and/or driveways
- Homes without central air conditioning HVAC (only applies in GA, TX, FL, TN, and AZ)
As always, if you have a question reach out to your Divvy Advisor.