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  2. How do I find a Divvy home?

What homes are eligible for the Divvy program?

Most move-in ready homes on the market are eligible for the Divvy program, but there are also some specific eligibility criteria.

      Maximum & minimum purchase prices by metro:

      Metro Area Price Range Minimum Monthly Payment
      Cleveland $60 - 300K $850
      Memphis $60 - 300K $850
      St. Louis $60 - 300K $850
      Cincinnati $60 - 300K $850
      San Antonio $100 - 350K $1,200
      Phoenix $100 - 350K $1,200
      Atlanta $100 - 350K $1,200
      Dallas $100 - 350K $1,300
      Tampa $100 - 350K $1,300
      Jacksonville $100 - 350K $1,200
      Orlando $100 - 350K $1,200
      Houston $100 - 350K $1,200
      Minneapolis $100 - 400K $1,200
      Denver $150 - 450K $1,750
      Ft. Lauderdale $150 - 400K $2,000
      Miami $150 - 400K $2,000

       

      Type of home:

      • Single-family and townhomes are great for Divvy
      • The home’s deed must be “Fee Simple” (includes land ownership)

      Size of the home:

      • There are no limits or restrictions on the square footage of the home
      • There is an acreage restriction of up to 2 acres of land

      Condition of the home: 

      We want your home to be in great condition before you move in. When home shopping, there are a few warning signs that a home may not be in the best condition and wouldn't pass Divvy’s inspection. Look out for some tell-tale warning signs on the listing: 

      • “Sold As-Is”
      • “Fixer-Upper”
      • “Not Habitable”
      • Home has less than 10 photos
      Read more about choosing a “quality home.”

      Ineligible home types:

      • Condos
      • Foreclosures
      • Pre-foreclosures
      • Short sales
      • Bank-owned / county-owned
      • Fannie / Freddie-owned
      • Assignee contracts from wholesalers
      • Manufactured or mobile homes

      As always, if you have a question reach out to your Divvy Advisor.