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What homes are eligible for the Divvy program?

Most move-in ready homes on the market are eligible for the Divvy program, but there are also some specific eligibility criteria.

      Type of home:

      • Single-family detached or townhomes (Divvy does not purchase condos)
        • Please check townhouse eligibility here.
        • The home’s deed must be “Fee Simple” (includes land ownership)
      • New Construction: Divvy will purchase new construction with the following requirements:
          • Buyers Agent to confirm status directly from the builder via intake form
          • Earnest Money Deposit (EMD) cannot exceed $15,000. Note: tenant is required to pay the entire EMD amount as a non-refundable deposit before an offer is sent
          • Development cannot have rental restrictions
          • Construction completion within 90 days
          • There must be at least 2 closed sales of finished homes, within the same phase of the development
          • Comparables must be ± 10% GLA (gross living area =  total area of finished, above-grade residential space excluding unheated areas such as porches and balconies) of home, with upgrades known, ideally within same development
          • Comparables must be within 0.5 mile and 10 years for year built, ideally within same development

       Size of the home:

      • There are no limits or restrictions on the square footage of the home
      • There is an acreage restriction of up to 2 acres of land

      Condition of the home: 

      We want your home to be in great condition before you move in. When home shopping, there are a few warning signs that a home may not be in the best condition and wouldn't pass Divvy’s inspection. Look out for some tell-tale warning signs on the listing: 

      • “Sold As-Is”
      • “Fixer-Upper”
      • “Not Habitable”
      • Home has less than 10 photos 
      • HVAC ideally is less than 15 years old
      • Roof ideally is less than 15 years old 
      • Water ideally is less than 10 years old 

      Read more about choosing a “quality home.”


      Ineligible home types:

      • Condos (or townhouses with condominium ownership)
      • HOAs or municipalities with rental restrictions
      • Pre-foreclosures / short sales
      • Foreclosures
      • REO / Bank-owned / county-owned / Fannie or Freddie-owned
      • Assignee contracts from wholesalers
      • Manufactured or mobile homes 
      • Age Restricted Communities: Housing and neighborhoods specifically for those 55/65 and older 
      • Homes on unpaved roads and/or driveways 
        • Exceptions can be made if the home has the following: 
          • Minimum 3 BR / 2 BA
          • Quality / condition preferably renovated
          • Within 75 miles from downtown
          • Liquidity [at least 1 sold comp within past month within 0.5 mile] 
      • Homes without central air conditioning HVAC (only applies in GA, TX, FL, TN, and AZ)
      • Homes with financed solar panels (owned solar systems and/or systems paid off at closing are OK)

      As always, if you have a question, reach out to your Divvy Advisor


      Maximum & minimum purchase prices by metro:


      Metro Area


      Price Range

      Minimum Monthly Rent 





      Maricopa County, Pinal County

      $150 - 575K $1,400




      Colorado Springs

      Adams County, Arapahoe County, Boulder County, City and County of Broomfield, City and County of Denver, Clear Creek County,  Douglas County,  Elbert County, Jefferson County, Larimer County, Park County,Teller County, Weld County  $310 - 675K $2,150
        Pueblo  Pueblo County $100 - 410K $1,100



      Ft. Lauderdale

      Broward County, Martin County, Palm Beach County,  St. Lucie County  $210 - 575K $2,000
      Ft. Myers 
      Lee County  $180 - 610K $1,800
        Jacksonville Baker County, Clay County, Duval County, Saint Johns County, Putnam County $90 - 450K $1,100
        Miami Miami-Dade County $240 - 600K $2,000
      Lake County, Orange County, Osceola County, Seminole County, Sumter County, Volusia County $160 - 475K $1,400
        Tampa Citrus County, Hernando County, Hillsborough County, Manatee County, Pinellas County, Pasco County, Polk County, Sarasota County $140 - 475K $1,400




      Barrow County, Bartow County, Butts County, Carroll County, Cherokee County, Clayton County, Cobb County, Coweta County, Dawson County, DeKalb County, Douglas County, Fayette County, Floyd County, Forsyth County, Fulton County, Gordon County, Gwinnett County, Haralson County, Hall County, Heard County, Henry County, Jackson County, Jasper County, Lamar County, Meriwether County, Morgan County, Newton County, Paulding County, Pickens County, Pike County, Polk County, Rockdale County, Spalding County, Walton County  $130 - 500K $1,200
        Macon/ Warner Robins  Bibb County, Crawford County, Houston County, Jones County, Monroe County, Peach County $60 - 310K $1,000




      Anoka County, Carver County, Chisago County, Dakota County, Hennepin County, Isanti County, Le Sueur County, Ramsey County, Scott County, Sherburne County, Sibley County, Washington County, Wright County $180 - 475K $1,600



      St. Louis

      City of St. Louis,  Franklin County, Jefferson County, Lincoln County, St. Charles County, St. Louis County, Warren County $60 - 375K $900




      Brown County, Butler County, Clermont County, Clinton County, Hamilton County, Warren County $70 - 350K $1,000
        Cleveland Ashland County, Ashtabula County, Carroll County, Columbiana County, Cuyahoga County, Geauga County, Lake County, Lorain County, Mahoning County, Medina County, Portage County, Richland County, Stark County, Summit County, Trumbull County (excl Warren, Niles), Wayne County $70 - 300K $900




      Chester County, Crockett County, Dyer County, Fayette County, Gibson County, Hardeman County, Haywood County, Lake County, Madison County, McNairy County, Obion County, Shelby County, Tipton County, Weakley County $60 - 400K $900




      Collin County, Dallas County (excl Balch Springs, Mesquite), Denton County, Ellis County, Hunt County, Hood County, Johnson County, Parker County, Tarrant County (excl North Richland Hills, Hurst), Kaufman County (excl Heartland), Rockwall County, Wise County $170 - 500K $1,600
        Houston Austin County, Brazoria County, Chambers County, Fort Bend County, Galveston County, Harris County, Liberty County, Montgomery County, Waller County $140 - 450K $1,400
        San Antonio Atascosa County, Bandera County, Bexar County, Comal County, Guadalupe County, Kendall County, Medina County, Wilson County $130 - 425K $1,300