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What if the home has not appreciated to the buyback price?

The customer has no obligation to buy! If they decide to purchase and their mortgage lender appraises the value of the home for less than the buyback price, though the buyback price is non-negotiable, they do have the following options:

  1. Submit the appraisal report to Divvy at operations@divvyhomes.com and allow Divvy to contest the results.

  2. Contribute to the difference in price at closing.

  3. Seek a 2nd appraisal opinion and/or seek alternate mortgage financing.

  4. Postpone the buyback process and allow the home to continue to appreciate.