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  2. How does the Divvy program work?

Who actually owns the home?

During your 3-year lease, Divvy owns the home and rents it to you at a pre-agreed monthly price.

Each month, we put a portion of your payment (~25%) into home savings—money you can use for your future down payment when you are ready to buy back your home.

You’re able to purchase the home at any time during that 3-year period with no added fees. As soon as you find a home, we’ll provide you with a set buyback price. 

If you decide to buy in your first 18 months, we give you a discount! It’s that simple. 

Want to learn more? Read our How it Works page, or go ahead and get pre-qualified today.