What income documentation is required to be approved for Divvy Homes?


Divvy needs to verify your income in order to give you a budget so you can begin shopping for a home. Depending on your employment, here's what we'll need:

Salary/Hourly Pay: 

  1. Pay stub from the most recent month (must be within 30 days)

Independent Contractor: 

  1. Most recent 3 months' pay stubs or pay invoices with a year to date (must be within 30 days)
  2.  We will also accept 3 months of most recent pay stubs/invoices or bank statements 



  1. 3 most recent months of bank statements
  2. Proof of Business Ownership. This can be a document from the Secretary of State, a recent tax return, or any official document that shows both your name and the name of your registered business

Child Support: 

  1. Child support ledger from the state with 3 recent months of proof of payment
  2. We will also accept court order documents & 3 most recent months' proof of payment



  1. Court order documents 
  2. 3 most recent months' proof of payment

SSI or VA Benefits: 

  1. Most recent Benefits Letter (dated within 1 year), Year-end SSA-1099, or Year-end 1099-R

New Job within the last 3 months:

  1. Last pay stub from your previous job
  2. Most recent pay stub from your current job

On each document, ensure that your name, employer name, pay dates, and amounts are clear and legible.

If you are having difficulty understanding what documents are required, please contact our Customer Support Specialists at support@divvyhomes.com.