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  2. How do I find a Divvy home?

How much does the program cost?

It is free to apply to Divvy!

There are no costs to get started! Once you apply, get approved, and find a home, you’ll pay a one-time initial home savings contribution (or down payment) along with a monthly payment to live in the home while you save up to buy.

Our program has two unique payments you’ll need to be aware of:

  1. An initial home savings contribution (sometimes called a down payment—usually 1-2% of the purchase price of the home)
  2. Your monthly payment, which includes fair market rent (~75%) and your home savings (~25%), that goes toward your future down payment when you’re ready to buy your home.

There are absolutely no other fees!

Because 75% of your monthly payment is based on fair market rent for a specific home, you might find that two properties listed at the same price will have different monthly payments. 

That’s because homes in some areas, or with certain features, have a higher monthly rent than homes in other areas.

Interested in getting started? Get pre-qualified here!