What should I look out for when evaluating home condition?

Here are some areas to note as you read through home inspection reports for the homes you’re considering. For the home that you choose, Divvy will perform and cover a home evaluation as part of the due diligence process.

Home Systems and age: Look closely at the age of the home and major home systems while shopping. Homes that have been built, or had their major systems replaced, in the past 10-15 years have a better chance of passing through the evaluation process. The older the system, the more likely that it will require a costly repair or replacement in the near future.


Furnace/Heat Source - Target HVAC system 15 years of age or less -  The newer, the better!


Air conditioning - Target HVAC system 15 years of age or less -  The newer, the better!


Water Heater - Target 10 years of age or less - The newer, the better!


Roof appearance - Target 15 years of age or less. Average-good condition, with no deformities or patches. Roofs are expensive to replace and active roof problems can trigger other repair needs.


Home age - There are not precise restrictions but if the home was built before 1980 it may require additional repairs. If it is older, pay attention to the age of the systems listed above. 


Home Condition Warning Flags:

When you are looking for your home there are often a few warning signs that a home may not be in the best condition and would not pass Divvy’s evaluation. Pay attention to the following: 

  • Listing contains the words “Sold as-is”
  • Listing contains the words “Fixer-upper” 
  • Listing says the home is “not habitable”
  • Home has less than 10 photos