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How is the buyback price set?

The customer can purchase their home back at any point during their lease, so Divvy sets two buyback prices - one at month 18 and the other at month 36.

We determine the 36 month buyback price (also known as the 3-year Option Price) based on our forecast of the home's appreciated value in 3 years. This price is typically 5-15% higher than Divvy's purchase price.


The 18-month Option Price is the average of the 3-year Option Price and Divvy's purchase price. If the customer buys back their home before the 18th month of their lease, they will purchase the home back at the lower 18-month Option Price!


These two purchase prices are readily available for every home listed. Check out our search page to see the buyback prices associated with any specific address.