What payments do I need to complete prior to close?

Earnest deposit, down payment, and one month's rent

Payment Type


Due Date

Earnest Deposit


(credited to down payment)

Before offer is extended 

Down Payment 

Typically 1-2% of offer price**

24 hrs after offer accepted 

One full monthly payment


7 days before closing 

Prior to close you will need to complete your earnest deposit, down payment, and one month's rent. These payments must clear to Divvy's account before closing.

If paying via ACH, this means payment must be initiated at least 7 days before closing as this method takes up to 7 days to clear to Divvy's account. It is your responsibility to ensure your bank accounts and cards have sufficient funds and credit limits to accommodate clearing payment before close.


* Please Note: This $500 Earnest Deposit will go towards and be factored into your Down Payment when your offer is accepted 

**With new construction we will ask for the entire deposit that the builder requires (typically ranges $1,000 - $10,000)