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  2. How does the purchase process work?

How long does the offer and purchase process take with Divvy?

Offer/bid process

When you’re ready to make an offer on a home, your agent will initiate an offer request to our team. We aim to respond with next steps within a few hours to ensure that our offer is as competitive as possible.

Here’s what you can expect once Divvy receives an offer request:

  1. Our team will determine if the home meets our eligibility criteria and then come up with the best possible price.
  2. We’ll send you a document, called the Divvy Home Proposal, with important details on the offer and request your permission to move forward.
  3. As soon as we have your consent on the offer price, we'll sign the offer documents to extend an offer to the seller. 
  4. From there, we expect to receive an indication of interest from a seller within 24-48 hours. Sometimes a negotiation follows, but ideally we have a firm decision in under 72 hours.

Closing process

Once our offer is accepted by the seller, Divvy will move forward with an in-person evaluation of the home to ensure everything is up to our standards. This process is standard on any home purchase and typically lasts between 5 and 14 days. 

Assuming the home passes our evaluation process, the remainder of the closing process (title review, submitting your initial payment, reviewing and signing your lease) will usually take 7-10 days.


Once closing is completed, it’s time to move into your new home!

Ready to get pre-qualified? Apply here! Or, learn more about how it works!